[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.elimar.cz\/financni-gramotnost\/#Article","mainEntityOfPage":"https:\/\/www.elimar.cz\/financni-gramotnost\/","headline":"Finan\u010dn\u00ed gramotnost","name":"Finan\u010dn\u00ed gramotnost","description":"Bohu\u017eel, tato v pov\u011bdom\u00ed n\u011bkter\u00fdch lid\u00ed pr\u00fd zcela chyb\u00ed. Alespo\u0148 tomu tak je dle posledn\u00edho m\u011b\u0159en\u00ed \u010cesk\u00e9 bankovn\u00ed asociace. Ta na to m\u00e1 toti\u017e index a do n\u011bj ve\u0161ker\u00e9 informace ukl\u00e1d\u00e1. Nu a n\u00e1sledn\u011b je z n\u011bj i \u010derp\u00e1. Z\u00e1kladn\u00edm krit\u00e9riem je pravd\u011bpodobn\u011b v\u00fd\u0161e \u00faspor, nebo v\u00fddaj a p\u0159\u00edjem. Proto se asi v\u0161echny transakce kontroluj\u00ed […]","datePublished":"2019-09-23","dateModified":"2023-05-15","author":{"@type":"Person","@id":"https:\/\/www.elimar.cz\/author\/#Person","name":"","url":"https:\/\/www.elimar.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/3c4e99fa9a9806cd5e8fd7cac6ca73ff5bbf5f3ee309e1745415eebd31482909?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/3c4e99fa9a9806cd5e8fd7cac6ca73ff5bbf5f3ee309e1745415eebd31482909?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"elimar.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.elimar.cz\/wp-content\/uploads\/img_a355595_w3571_t1569765141.jpg","url":"https:\/\/www.elimar.cz\/wp-content\/uploads\/img_a355595_w3571_t1569765141.jpg","height":0,"width":0},"url":"https:\/\/www.elimar.cz\/financni-gramotnost\/","about":["Ekonomika"],"wordCount":442,"articleBody":"Bohu\u017eel, tato v pov\u011bdom\u00ed n\u011bkter\u00fdch lid\u00ed pr\u00fd zcela chyb\u00ed. Alespo\u0148 tomu tak je dle posledn\u00edho m\u011b\u0159en\u00ed \u010cesk\u00e9 bankovn\u00ed asociace. Ta na to m\u00e1 toti\u017e index a do n\u011bj ve\u0161ker\u00e9 informace ukl\u00e1d\u00e1. Nu a n\u00e1sledn\u011b je z n\u011bj i \u010derp\u00e1.Z\u00e1kladn\u00edm krit\u00e9riem je pravd\u011bpodobn\u011b v\u00fd\u0161e \u00faspor, nebo v\u00fddaj a p\u0159\u00edjem. Proto se asi v\u0161echny transakce kontroluj\u00ed bankou a st\u00e1tem. Kdyby tomu tak nebylo, tak by cel\u00e1 slavn\u00e1 bankovn\u00ed asociace nem\u011bla jak sv\u00e9 \u201ev\u00fdpo\u010dty\u201c prov\u00e1d\u011bt.Tak\u017ee se pod\u00edvejme na \u010d\u00edsla, kter\u00e9 jsem si od nich podovolil vyp\u016fj\u010dit.V\u011bt\u0161ina obyvatel si odkl\u00e1d\u00e1 m\u011bs\u00ed\u010dn\u011b p\u011bt set a\u017e dva a p\u016fl tis\u00edce korun. Tedy ti, kte\u0159\u00ed si to mohou dovolit. Ta \u010d\u00e1st, kter\u00e1 si to dovolit nem\u016f\u017ee, podle bank\u00e9\u0159\u016f nem\u00e1 finan\u010dn\u00ed gramotnost.Vzhledem k tomu, \u017ee si v t\u00e9to \u201ediscipl\u00edn\u011b\u201c \u010ce\u0161i od loni polep\u0161ili o jeden procentn\u00ed bod, odkl\u00e1d\u00e1 se v\u00edce.Nebo ne? Ne, tak p\u0159esn\u011b to asi nen\u00ed. V ka\u017ed\u00e9m p\u0159\u00edpad\u011b je ta gramotnost o tom, nem\u00edt v\u00fddaje vy\u0161\u0161\u00ed ne\u017e p\u0159\u00edjmy. Proto\u017ee pak doch\u00e1z\u00ed k pot\u00ed\u017e\u00edm, p\u016fj\u010dk\u00e1m, z\u00e1vazk\u016fm a slib\u016fm.Dal\u0161\u00edm faktem je to, \u017ee ne\u017e aby si n\u011bkdo odpustil sv\u016fj za\u017eit\u00fd komfort, rad\u011bji si p\u016fj\u010d\u00ed. V\u0161ak je to jen na \u010das. Ten \u010das uk\u00e1\u017ee, \u017ee to byl omyl, a na probl\u00e9my je zad\u011bl\u00e1no.Velk\u00e1 \u010d\u00e1st negramotnosti je tak\u00e9 v tom, \u017ee ob\u010dan si nen\u00ed schopen ur\u010dit tzv. pot\u0159ebnost. Je hezk\u00e9 m\u00edt nov\u00fd mobil za dvacet tis\u00edc, pokud jsme si na n\u011bj nevzali p\u016fj\u010dku. Tot\u00e9\u017e je dovolen\u00e1, nebo prost\u011b v\u011bci, kter\u00e9 nutn\u011b nejsou pot\u0159eba. Nutn\u00fd je p\u0159edev\u0161\u00edm n\u00e1jem, j\u00eddlo a teplo. Nen\u00ed t\u0159eba se hned st\u011bhovat do jeskyn\u011b jako prav\u011bk\u00fd lovec. Proti zved\u00e1n\u00ed cen za teplo, n\u00e1jem a elektriku nic neud\u011bl\u00e1me, tak\u017ee pokud se n\u00e1m nezv\u00fd\u0161\u00ed p\u0159\u00edjmy, budeme si muset n\u011bkde jinde p\u0159it\u00e1hnout opasek. Na za\u010d\u00e1tku vzniku tohoto st\u00e1tu jeden zn\u00e1m\u00fd r\u00e1doby expert prohl\u00e1sil, \u017ee to bude jen zpo\u010d\u00e1tku. To, \u017ee bude pro jist\u00e9 vrstvy trvat desetilet\u00ed rad\u011bji nezm\u00ednil. Nu\u017ee, hl\u00eddejte si v\u00fddaje a t\u00edm budete finan\u010dn\u011b gramotn\u00ed. A\u017e p\u0159ijdete o d\u016fm, tak bude pozd\u011b zji\u0161\u0165ovat, kde byla chyba. \u00a0\u00a0                                                                                                                                                                                                                                                                                                                                                                                        3.9\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed gramotnost","item":"https:\/\/www.elimar.cz\/financni-gramotnost\/#breadcrumbitem"}]}]